Top Rated Maryland Defense Base Act Law Firm – Grossman Attorneys
If you were injured while working overseas as a contractor, you need experienced legal representation. Maryland is home to a large number of defense contractors who deploy overseas each year, from security personnel protecting U.S. embassies to construction workers rebuilding infrastructure and logistics specialists supporting military operations in the Middle East, Africa, and beyond.
The Maryland Defense Base Act lawyers at Grossman Attorneys have spent years fighting insurance companies that deny or reduce DBA claims. We’ve helped injured contractors across the state secure millions in benefits. Our attorneys know how these insurers operate, and we know how to win.
Under the DBA and LHWCA, employers or carriers pay claimant’s attorney fees when you prevail on contested issues. We know this is a difficult time. Whether you’re dealing with a combat zone injury, toxic exposure illness, or traumatic brain injury, you deserve advocates who fight for every dollar you’re owed.
Call us today for a free consultation.
What is the Defense Base Act?
The Defense Base Act is a federal workers’ compensation law that protects civilian employees working overseas on U.S. government contracts or military installations. Passed in 1941, the DBA extends workers’ compensation coverage to American contractors and foreign nationals who work for U.S. companies abroad.
This federal program is administered by the U.S. Department of Labor’s Office of Workers’ Compensation Programs (OWCP). When you’re injured working overseas for a defense contractor or on a U.S. military base, the DBA requires your employer’s insurance carrier to provide medical treatment and wage replacement benefits.
Federal Administration and Coverage Scope
The Defense Base Act covers far more than just combat injuries. DBA insurance protects workers who get hurt in vehicle accidents, suffer from occupational diseases caused by toxic exposure, develop psychological conditions like PTSD, or sustain injuries from equipment failures and workplace hazards. Whether you were installing communications systems at a base in Qatar, working construction in Iraq, or providing security services in Afghanistan, including locations throughout Europe, Asia, and Africa, the law protects you.
Unlike state workers’ compensation programs, the DBA operates under federal law. This means the rules, benefit calculations, and appeals procedures remain consistent regardless of which state you call home. However, having a lawyer who understands both the federal DBA system and Maryland’s strong ties to defense contracting can make a significant difference in your claim’s outcome.

What Does a Defense Base Act Lawyer Do?
A Defense Base Act lawyer handles workers’ compensation claims for civilian contractors injured overseas. These attorneys manage every stage of the federal claims process, from filing initial paperwork to representing clients at federal hearings and appeals.
The DBA coverage system is complex, with strict filing deadlines, detailed documentation requirements, and insurance companies that employ teams of lawyers to minimize payouts.
Filing Your Claim
Your lawyer handles the initial claim filing, making sure all required forms reach the Department of Labor correctly and on time. When you’re injured, your employer typically files an LS-202 Employer’s First Report of Injury with the DOL. You or your attorney file the LS-203 claim form to formally pursue benefits. The LS-201 Notice of Employee’s Injury or Death may also be filed, though it’s not always required if the employer already has timely notice of your injury.
Your attorney gathers medical records, employment verification, and wage statements that support your case. Claimants generally have the right to choose their initial treating physician. Employers or insurers commonly issue an LS-1 form to authorize treatment, though emergency care may proceed without prior authorization.
Fighting Insurance Denials
Insurance companies frequently deny or undervalue Defense Base Act claims for injured overseas contractors. When carriers deny your claim or offer an inadequate settlement, experienced DBA attorneys fight back by negotiating with adjusters, challenging biased medical opinions, and demanding fair compensation. If negotiations fail, they represent you at hearings before an Administrative Law Judge.
Handling Medical Disputes
Medical disputes are common in DBA claims. Insurance carriers often send injured workers to their own doctors who downplay injuries or declare workers fit to return to dangerous jobs. Our legal team connects clients with independent medical experts who provide honest evaluations and testify about the true extent of injuries and necessary treatment.
Navigating Appeals
Defense Base Act claims often require multiple levels of federal appeal when insurance carriers deny benefits. Throughout this appeals process, experienced attorneys protect your rights by filing appeals to the Benefits Review Board when Administrative Law Judge decisions are unfavorable.
Attorneys also handle disputes about benefit calculations based on Average Weekly Wage (AWW) and applicable DBA/LHWCA schedules, fight for vocational rehabilitation when you can’t return to your previous work, and ensure you receive all compensation owed under federal law.
Judicial review of BRB decisions is filed in the appropriate U.S. Court of Appeals, as provided under the Longshore and Harbor Workers’ Compensation Act.
Most importantly, DBA lawyers deal with insurance companies so you can focus on recovery. They answer calls from adjusters, respond to requests for information, and push back against surveillance and tactics designed to deny your claim.
Get Results
Each one of our lawyers is a skilled and experienced litigator and negotiator. We never recommend settling your case when trial presents a better opportunity for recovery.
Insurance companies know our reputation. They know we prepare every case for trial and we’ll go the distance when settlement offers fall short. We investigate thoroughly, build bulletproof cases, and aren’t afraid to take yours to court. That changes negotiations from the start.
Anytime. Anywhere. We’re Ready to Fight for You.
Defense Base Act Coverage for Overseas Contractors from Maryland
The Defense Base Act (DBA) provides mandatory workers' compensation insurance for civilian contractors working overseas on U.S. government contracts. Understanding who qualifies helps Maryland residents determine whether they can file a claim for overseas injuries.
The law covers three main worker groups: U.S. citizens, legal residents, and foreign nationals employed by American companies or their subcontractors. Coverage applies while you’re engaged in covered employment. It can also extend to employer-provided travel and certain off-duty injuries under the “zone of special danger” doctrine, depending on the specific facts of your case.
Employers must carry DBA insurance if they hire workers for covered employment. This includes prime contractors who win government bids and all subcontractors down the line. The insurance requirement applies regardless of company size, even small businesses with just a few overseas employees must maintain coverage.
You don’t need to prove your employer was negligent or at fault for your injury. The federal program operates as a no-fault insurance system, similar to state workers’ compensation programs.
Types of Employment Covered Under the Defense Base Act
The Defense Base Act statute identifies four main categories of covered employment based on the type of work, employer, and contract.
First, the DBA covers employees of contractors working on U.S. military bases or lands used by the U.S. for military purposes outside the United States. This includes workers at installations in Germany, Japan, South Korea, and dozens of other countries where the U.S. maintains a military presence.
Second, coverage extends to employees working outside the United States on public work contracts with a U.S. government agency for construction, service, or national defense and war activities.
Third, the statute protects employees working outside the United States under contracts approved and financed by the U.S. government under the Foreign Assistance Act. These projects might include building roads, schools, or water treatment facilities as part of foreign aid or development programs.
Fourth, the DBA covers employees of American employers providing welfare or similar services for the benefit of the Armed Forces outside the United States, such as USO workers and similar support personnel.
Government Contractors
Private companies that win contracts with U.S. government agencies must provide DBA coverage for their overseas workers. These contractors range from massive defense firms employing thousands to small specialized companies with niche capabilities.
Government contractor work includes but is not limited to:
- Building and maintaining military facilities
- Providing security for diplomatic missions
- Transporting supplies and equipment
- Operating dining facilities and base services
- Installing and maintaining communications networks
- Conducting training programs for foreign militaries
- Supporting intelligence and reconnaissance operations
- Providing medical services at overseas installations
- Managing logistics and supply chain operations
When you work for a government contractor overseas, your employer must secure DBA insurance before you deploy. This insurance covers you whether you’re working in a relatively safe location or a higher-risk environment.
Coverage applies even if you weren’t aware of the DBA when you took the job. Many contractors don’t learn about their insurance rights until after they’re injured. The law protects you regardless of whether your employer explained the program during hiring or orientation.
Maryland Military Contractors and Overseas Deployment
Maryland maintains one of the most significant military presences in the United States. The state houses 20 military facilities supporting chemical and biological defense research and development, military intelligence, cybersecurity, and advanced defense technologies. Maryland's military installations generate approximately $57 billion in annual economic impact and support hundreds of thousands of jobs. The state ranks fourth nationally in overall defense spending, with federal defense contracts totaling over $22 billion annually.
The concentration of military installations and defense-related federal agencies creates a strong pipeline of skilled workers who transition to overseas contractor positions. These installations provide training, expertise, and connections that prepare personnel for deployment to Asia, Europe, the Middle East, and Africa in support of U.S. government operations worldwide.
Among Maryland's 20+ military facilities are these major installations:
Fort George G. Meade (Odenton, Anne Arundel County) serves as Maryland's largest employer with approximately 63,000 military, intelligence, civilian, and contract personnel. Home to the National Security Agency, U.S. Cyber Command, and Defense Information Systems Agency, Fort Meade houses 120 resident organizations focused on intelligence, cybersecurity, and information operations. The installation continues expanding its workforce and capabilities.
Aberdeen Proving Ground (Harford County) stands as one of the Army's oldest installations, established before World War I. The installation's primary mission involves providing the U.S. Army with innovative weapons and equipment through extensive testing and evaluation. Aberdeen supports research, development, testing, and evaluation activities across thousands of acres, making it a critical hub for defense technology advancement. More than 150 defense contractors in Harford County maintain relationships with Aberdeen Proving Ground.
Fort Detrick (Frederick) operates as a major biomedical research installation covering over 1,200 acres. Originally built for biological weapons development, Fort Detrick now focuses on medical research, development, training, and pathogen studies. The installation ranks as the largest single employer in Frederick County and serves as a center for military medical research and biological defense. Fort Detrick's specialized mission creates opportunities for biomedical contractors who deploy worldwide.
Joint Base Andrews (Prince George's County) serves as one of the most recognizable Air Force installations in the nation. Home to Air Force One and the 89th Airlift Wing, Joint Base Andrews provides airlift support for senior government leaders. The base also hosts the Air Force Office of Special Investigations and numerous other defense organizations. Personnel from Andrews frequently transition to overseas aviation and logistics contractor roles.
Naval Air Station Patuxent River (St. Mary's County) operates as the Navy's premier naval aviation test center. NAS Pax River conducts research, development, testing, and evaluation of naval aircraft, weapons systems, and related technologies. The installation employs thousands of military personnel, civilians, and contractors working on cutting-edge aviation technology. This expertise translates directly to overseas contractor positions supporting deployed naval aviation.
U.S. Naval Academy (Annapolis) has trained naval officers since 1845, producing generations of Marines and Sailors who later transition to contractor roles. The prestigious institution provides rigorous training that prepares graduates for military service and subsequent careers supporting defense operations worldwide. Academy graduates bring leadership and technical skills to contractor positions abroad.
Naval Surface Warfare Center Indian Head Division (Charles County) specializes in energetics, including propellants, explosives, and pyrotechnics. The facility conducts research, development, testing, and evaluation for naval weapons and related systems. Contractors supporting this mission often deploy to overseas ranges and operational theaters.
Coast Guard Yard (Curtis Bay, Baltimore County) operates as the Coast Guard's only shipbuilding and major repair facility. This unique installation provides vessel construction, maintenance, and modernization services for the Coast Guard fleet. The yard's specialized maritime expertise supports contractors who maintain vessels and equipment at ports worldwide.
These installations create connections between Maryland's military community and the defense contracting industry. Thousands of service members and civilian employees from these bases transition into overseas contractor positions annually, bringing specialized skills in intelligence, cybersecurity, biodefense, aviation, and advanced technologies to government contracts abroad. Workers at all these installations qualify for Defense Base Act coverage when they deploy overseas on covered contracts.
Defense Contractors in Maryland and DBA Eligibility
Maryland hosts over 10,000 defense contractor organizations, representing one of the largest defense supply chains in the country. These contractors collectively support the armed services, Department of Defense, and related agencies with goods, services, and technologies. Maryland's aerospace and defense businesses generate over $32 billion in annual economic activity and secure more than $8 billion in federal contracts each year. The state's strategic location near Washington, D.C., combined with its concentration of military installations and federal agencies, positions Maryland as a critical hub for defense contracting.
Major defense contractors with Maryland operations include:
Lockheed Martin
Locations: Bethesda (headquarters), multiple Maryland facilities
Founded: 1995
Website: lockheedmartin.com
Northrop Grumman
Locations: Baltimore, Linthicum, Annapolis Junction, statewide operations
Founded: 1994
Website: northropgrumman.com
Leidos
Locations: Bethesda, Fort Meade, Columbia, Gaithersburg, Baltimore, Annapolis Junction
Founded: 2013 (SAIC spinoff)
Website: leidos.com
General Dynamics
Locations: Various Maryland sites
Founded: 1952
Website: gd.com
CACI International
Locations: Multiple Maryland facilities including Aberdeen Proving Ground area
Founded: 1962
Website: caci.com
Booz Allen Hamilton
Locations: Extensive Maryland operations throughout state
Founded: 1914
Website: boozallen.com
BAE Systems
Locations: Multiple Maryland facilities
Founded: 1999
Website: baesystems.com
L3Harris Technologies
Locations: Maryland operations
Founded: 2019
Website: l3harris.com
RTX Corporation
Locations: Maryland facilities
Founded: 2020
Website: rtx.com
KBR
Locations: Maryland operations
Founded: 1901
Website: kbr.com
Workers employed by these major contractors and their subcontractors receive DBA coverage when working overseas on qualifying contracts. Coverage extends to employees of the thousands of small and mid-sized defense firms throughout Maryland, not just the large prime contractors listed above. If you work for any defense contractor based in Maryland or with Maryland operations and deploy overseas, you likely qualify for Defense Base Act protection. The key factors are whether your employer holds a covered contract and whether your work falls within the statutory categories defined by federal law.
Filing Your DBA Claim from Maryland: Department of Labor Resources
Defense Base Act claims are processed through the U.S. Department of Labor's Office of Workers' Compensation Programs (OWCP). Understanding the filing process and available resources helps ensure your claim starts on the right foundation.
You can reach a claims examiner by calling the OWCP at 202-513-6809. When you call, have your employer's name, the country where you were injured, and your injury date ready. Case assignment is administrative and not based on where you live.
Required Forms and Documentation
Several forms must be filed to pursue a DBA claim:
- LS-202 Employer's First Report of Injury or Occupational Illness - Your employer files this form when they learn of your injury. This report notifies the DOL and the insurance carrier about your injury.
- LS-203 Claim for Compensation - This is your formal claim for benefits. You or your attorney file this form to officially request compensation for your injury.
- LS-201 Notice of Employee's Injury or Death - This form provides notice to your employer and the DOL. It may not be required if your employer already has timely notice of your injury.
Beyond these forms, you'll need to gather supporting documentation including medical records from your treating physicians, employment verification showing you worked for a covered contractor, and wage statements or pay stubs establishing your Average Weekly Wage. Contracts or assignment letters proving your overseas deployment are helpful but not required for filing.
Filing Methods
The Department of Labor prefers electronic filing through the SEAPortal system. This online portal has two main functions: "Create Case" for new filings and "Upload Documents" for existing cases. Have your OWCP case number ready when uploading documents to an existing claim. SEAPortal provides faster processing and immediate confirmation of receipt.
If you can't file electronically, you can mail paper forms to the OWCP/DLHWC in Jacksonville, which serves as the centralized mail intake. Claims are then routed and handled by the appropriate DLHWC office. However, electronic filing typically results in faster processing times and fewer lost documents.
Getting Legal Help with Your Filing
While the Department of Labor processes claims, DOL staff can't provide legal advice about your case. They can explain filing procedures and requirements, but they can't tell you whether to accept a settlement offer, advise you on the strength of your claim, or represent your interests against the insurance carrier.
Defense Base Act attorneys ensure your filing is complete and accurate from the start. They know which medical evidence carries the most weight, how to calculate your Average Weekly Wage correctly, and how to present your claim for maximum benefits. Insurance carriers have lawyers working to minimize payouts. Having your own attorney levels the playing field and protects your right to full compensation under the law.
Medical Facilities and Resources for Maryland DBA Claimants
Access to quality medical care is critical for both your physical recovery and the success of your Defense Base Act claim. Maryland's trauma system designates the R Adams Cowley Shock Trauma Center as the Primary Adult Resource Center (PARC), with The Johns Hopkins Hospital serving as an Adult Level I trauma center. Several Adult Level II trauma centers across the state—including Johns Hopkins Bayview, Suburban Hospital, Sinai Hospital, and University of Maryland Capital Region Medical Center—provide comprehensive care for work-related injuries.
Important for DBA claimants: You'll typically need to use civilian medical providers who accept DBA billing and authorization from your insurance carrier. Confirm the facility accepts DBA claims before scheduling treatment to avoid complications with your claim.
R Adams Cowley Shock Trauma Center
22 South Greene Street
Baltimore, MD 21201
(410) 328-6110
The R Adams Cowley Shock Trauma Center at the University of Maryland Medical System stands as the nation's first integrated trauma hospital dedicated exclusively to treating severe injuries and serves as Maryland's Primary Adult Resource Center. The facility specializes in catastrophic injuries, blast trauma, severe burns, and complex orthopedic injuries common among contractors working in high-risk environments. Shock Trauma's comprehensive documentation supports the detailed medical evidence required for Defense Base Act claims.
Johns Hopkins Hospital
1800 Orleans Street
Baltimore, MD 21287
(410) 955-5000
Johns Hopkins Hospital operates a world-renowned Level I Trauma Center with advanced surgical capabilities, comprehensive rehabilitation services, and specialized care for traumatic brain injuries. The hospital's expertise in complex medical conditions makes it particularly valuable for contractors dealing with occupational diseases, toxic exposures, or injuries requiring specialized surgical intervention. Johns Hopkins' thorough medical documentation and respected reputation strengthen claims requiring extensive medical evidence.
Johns Hopkins Bayview Medical Center
4940 Eastern Avenue
Baltimore, MD 21224
(410) 550-0350
Johns Hopkins Bayview Medical Center serves as a Level II Trauma Center and houses Maryland's regional adult burn center, making it especially relevant for contractors who've experienced blast injuries or thermal burns. The facility provides comprehensive trauma care with specialties in orthopedic injuries, neurological trauma, and rehabilitation services including physical therapy, occupational therapy, and pain management programs.
University of Maryland Capital Region Medical Center
901 Harry S. Truman Drive North
Largo, MD 20774
(240) 677-1000
University of Maryland Capital Region Medical Center operates as a Level II Trauma Center serving Prince George's County with advanced trauma services and expertise in treating severe injuries requiring immediate surgical intervention. As part of the University of Maryland Medical System, Capital Region provides access to comprehensive specialty care and rehabilitation services. The hospital's location near Washington, D.C., makes it accessible for contractors living in southern Maryland.
Suburban Hospital
8600 Old Georgetown Road
Bethesda, MD 20814
(301) 896-3100
Suburban Hospital, part of Johns Hopkins Medicine, serves as a Level II Trauma Center for Montgomery County with comprehensive trauma care specialties in emergency medicine, surgery, and critical care. The hospital's affiliation with Johns Hopkins Medicine ensures high-quality care and thorough documentation for DBA claimants. Its location in Bethesda provides convenient access for contractors living in the Maryland suburbs near Washington, D.C.
Sinai Hospital
2401 West Belvedere Avenue
Baltimore, MD 21215
(410) 601-9000
Sinai Hospital, part of LifeBridge Health, operates a Level II Trauma Center providing comprehensive trauma services with specialized care for orthopedic injuries, neurosurgical conditions, and rehabilitation services. The trauma program emphasizes coordinated care from emergency treatment through recovery, making it well-suited for DBA claimants requiring ongoing medical management and documentation.
Mental Health Resources
Post-traumatic stress disorder and other psychological conditions affect many contractors who work in combat zones or experience traumatic events during overseas deployments. Mental health conditions receive the same coverage under the Defense Base Act as physical injuries. Maryland offers mental health facilities throughout the state that provide evaluations, treatment, and documentation for PTSD, depression, anxiety, and other conditions that develop from overseas contractor work.
Central Maryland
- Johns Hopkins Department of Psychiatry and Behavioral Sciences (Baltimore)
- University of Maryland Medical Center Department of Psychiatry (Baltimore)
- Sheppard Pratt Hospital (Towson, Baltimore County)
- Shady Grove Medical Center Behavioral Health (Rockville)
Southern Maryland
- IAFF Center of Excellence for Behavioral Health Treatment and Recovery (Upper Marlboro) – Provides specialized PTSD treatment, but admission is limited to IAFF members and eligible first responders, not available to all DBA claimants
- Pathways Behavioral Health Services (Hollywood)
Western Maryland
- Brook Lane Health Services (Hagerstown)
- Frederick Health Hospital Behavioral Health Services (Frederick)
Many of these facilities offer specialized trauma-focused therapies designed specifically for individuals who've experienced combat-related trauma or worked in high-threat environments. When seeking mental health treatment for your DBA claim, ensure the provider accepts Defense Base Act authorization and understands the documentation requirements for psychological injury claims.

Appealing Your DBA Claim in Maryland
If the insurance carrier denies your Defense Base Act claim or an Administrative Law Judge issues an unfavorable decision, you have the right to appeal. The DBA appeals process involves multiple levels of review, each with strict deadlines that can permanently bar your claim if missed.
The Appeals Path
If you disagree with an ALJ's decision, you have 30 days from the date of that decision to file an appeal with the Benefits Review Board (BRB) in Washington, D.C. The BRB reviews the ALJ's decision for legal errors and whether substantial evidence supports the findings. Missing this 30-day deadline can permanently bar your appeal.
If the BRB issues an unfavorable decision, you have 60 days to seek judicial review. In the Fourth Circuit, which includes Maryland, judicial review of BRB decisions is filed in the U.S. Court of Appeals for the Fourth Circuit, not the U.S. District Court. Venue for federal court review is determined by DBA and LHWCA rules, not simply by where you live.
From the Court of Appeals, further appeals may proceed to the U.S. Supreme Court, though Supreme Court review is rare.
Why Legal Representation Matters
The appeals process involves complex legal standards and strict procedural requirements. Missing a deadline, failing to properly preserve an issue for appeal, or not following the applicable standard of review can destroy an otherwise valid claim.
The attorneys at Grossman Attorneys have decades of experience handling DBA claim appeals at all levels. We know how to identify legal errors in ALJ decisions, present arguments to the Benefits Review Board, and litigate in federal court when necessary. Insurance carriers employ experienced legal teams to defend against appeals. You need equally experienced advocates on your side.
If you've received an unfavorable decision or the insurance company is pressuring you to accept an inadequate settlement, contact our office immediately. We can review your case, explain your appeal rights, and determine the best strategy for pursuing full compensation.
Types of Injuries Covered by DBA Insurance
DBA insurance covers any injury, illness, or occupational disease arising from overseas work on government contracts. This includes physical trauma, occupational diseases, psychological conditions, aggravated pre-existing conditions, and repetitive stress injuries.
Physical Injuries
Physical injuries represent the most common type of Defense Base Act claim. These include traumatic injuries from accidents, falls, vehicle crashes, explosions, equipment failures, and assaults. Whether you broke your leg in a construction accident, suffered burns from a fire, or sustained injuries in a roadside explosion, the DBA covers medical treatment and wage replacement.
Occupational Diseases
Occupational diseases fall under DBA protection when your work causes or aggravates the condition. Exposure to toxic chemicals, hazardous materials, extreme temperatures, or dangerous working conditions can lead to respiratory diseases, hearing loss, vision problems, cancer, and other chronic conditions. Burn pit exposure in Iraq and Afghanistan has affected thousands of contractors who now suffer from respiratory illnesses and cancers linked to toxic smoke inhalation.
Psychological Conditions
Psychological conditions receive the same coverage as physical injuries under the DBA. Post-traumatic stress disorder affects many contractors who work in combat zones or witness violent events. Depression, anxiety disorders, and other mental health conditions that develop from the stress and trauma of overseas contractor work qualify for benefits. The DBA recognizes that psychological injuries can be just as disabling as physical wounds.
Aggravated Pre-Existing Conditions
Aggravated pre-existing conditions also fall under DBA coverage. If you had a prior injury or medical condition that worsened due to your overseas work, you can file a claim for the aggravation. The insurance carrier must provide treatment and benefits for the worsened condition, even if they're not responsible for the original injury.
Repetitive Stress Injuries
Repetitive stress injuries from performing the same motions over extended periods qualify for benefits. Carpal tunnel syndrome, back injuries from repeated lifting, and joint problems from repetitive work all count as compensable injuries under the DBA.
The key question isn't whether your injury seems serious enough to file a claim. The question is whether your injury or illness arose out of and in the course of your covered employment. For overseas injuries, the "zone of special danger" doctrine can extend coverage to certain off-duty injuries arising from work-created risks. If your work caused, contributed to, or aggravated your condition, you likely have a valid DBA claim.
Understanding The Defense Base Act Claim Process
The Defense Base Act claim process involves several stages, from initial injury notification through potential appeals. Knowing what to expect at each stage helps you protect your rights and avoid mistakes that could jeopardize your benefits.
Initial Injury Notification
When you're injured overseas, notify your employer immediately. Give notice in writing when possible, and keep copies of all communications. Your employer has an obligation to report your injury to their insurance carrier and file the LS-202 form with the Department of Labor.
The LS-201 Notice of Employee's Injury or Death is the employee's written notice to the employer, with an optional copy to the DOL. The LS-202 Employer's First Report is filed by your employer. The LS-203 is your formal claim for benefits.
Don't wait to report your injury. Delays in reporting can give the insurance carrier grounds to deny your claim. Even if your injury seems minor at first, report it. Many injuries that appear minor initially develop into serious conditions requiring extensive treatment.
Medical Treatment and Authorization
You generally have the right to choose your initial treating physician for DBA injuries. The insurer can request a second opinion or independent medical examination and must authorize reasonable care, including necessary travel to medical appointments. In practice, employers or insurance carriers often issue an LS-1 form authorizing treatment with specific doctors or medical facilities. Emergency medical care can proceed without prior authorization.
The insurance carrier pays for all reasonable and necessary medical treatment related to your injury. This includes doctor visits, hospital care, surgery, physical therapy, medications, medical equipment, and transportation to medical appointments. If the carrier refuses to authorize treatment your doctor recommends, your attorney can challenge the denial.
Filing Your Formal Claim
File your LS-203 claim form as soon as possible after your injury. Don't wait for the insurance carrier to offer you benefits. Many carriers delay or deny legitimate claims, hoping injured workers won't pursue their rights.
Your claim should include detailed information about how and when you were injured, your job duties, the country where you were working, and your medical treatment. Submit supporting documentation including medical records, employment verification, and wage information. Contracts or assignment letters proving your overseas deployment are helpful but not required, as OWCP and the carrier can verify contract status.
Negotiations and Settlement Offers
The insurance carrier may offer you a settlement shortly after you file your claim. Don't accept any settlement without having an attorney review it first. Initial settlement offers typically fall far below the full value of your claim. Once you accept a settlement and the Department of Labor approves it, you can't reopen your claim for additional benefits.
Settlement negotiations require careful analysis of your future medical needs, your ability to return to work, and the long-term impact of your injury. An experienced DBA attorney can calculate the true value of your claim and negotiate for fair compensation.
Administrative Law Judge Hearings
If negotiations fail or the carrier denies your claim, your case proceeds to a hearing before an Administrative Law Judge. These hearings are formal proceedings where both sides present evidence and testimony. The ALJ decides whether you're entitled to benefits and, if so, how much you should receive.
Unfavorable ALJ decisions are appealed to the Benefits Review Board within 30 days. Further review follows your circuit's DBA and LHWCA route. In the Fourth Circuit, which includes Maryland, judicial review proceeds through U.S. District Court.
Preparing for an ALJ hearing requires gathering medical evidence, obtaining expert opinions, preparing witnesses, and developing legal arguments. The insurance carrier will have attorneys and experts working to minimize or deny your claim. You need equally skilled representation to present your case effectively.
Ongoing Benefits and Medical Care
If you win your claim, the carrier must pay benefits under the LHWCA schedule, which the DBA incorporates, and continue providing medical treatment. Monitor your benefit payments carefully to ensure you receive the correct amounts. If your condition worsens, you can seek modifications to increase your benefits.
The insurance carrier may try to cut off your benefits or medical treatment prematurely. They might send you to their own doctors who claim you've recovered or can return to work. Your attorney can challenge these attempts and fight to maintain your benefits for as long as medically necessary.
How Our Maryland DBA Claim Attorneys Can Help
Grossman Attorneys has extensive experience handling Defense Base Act claims for injured contractors throughout Maryland. Our legal team understands the unique challenges facing workers who suffer injuries thousands of miles from home while working to support U.S. military operations and government contracts abroad.
Experience with Maryland Contractors
Maryland's strong military presence and robust defense contracting industry mean we regularly represent workers from Fort Liberty, Camp Lejeune, Cherry Point, and other installations who transition to overseas contractor positions. We understand the employment patterns, the major contractors operating in Maryland, and the types of injuries contractors face in different overseas environments.
Our attorneys know how to work with Maryland medical providers to document injuries and obtain the evidence needed to prove DBA claims. We've helped injured workers access treatment at Duke University Hospital, UNC Medical Center, Carolinas Medical Center, and other facilities throughout the state while pursuing their claims.
Claim Management
We handle every aspect of your DBA claim from start to finish. This includes filing all required forms with the Department of Labor, gathering medical records and employment documentation, communicating with insurance adjusters and claims examiners, scheduling and attending medical evaluations, negotiating settlements, and representing you at ALJ hearings and appeals.
You shouldn't have to navigate the complex federal claims process alone while recovering from serious injuries. Our attorneys take on the legal work so you can focus on getting better.
Fighting Insurance Company Tactics
Insurance carriers use various tactics to deny or reduce DBA claims. They might claim your injury didn't happen at work, argue that you had a pre-existing condition, send you to company doctors who minimize your injuries, offer inadequate settlements, or simply delay processing your claim hoping you'll give up.
We've seen these tactics countless times, and we know how to counter them. Our attorneys push back against claim denials, challenge biased medical opinions, demand proper benefit calculations, and take cases to hearing when carriers refuse to pay what you're owed.
Maximizing Your Recovery
Many injured contractors don't realize the full value of their DBA claims. Benefits can include temporary total disability payments, permanent disability awards, medical treatment for life, vocational rehabilitation, and other compensation. Calculating the true value requires knowledge of the DBA benefit schedules, projecting future medical needs, and accounting for your lost earning capacity.
Our attorneys analyze every aspect of your case to identify all available benefits. We don't settle for less than full compensation, and we're prepared to take your case through appeals if necessary to secure the benefits you deserve.
Statute of Limitations for DBA Claims in Maryland
The Defense Base Act imposes strict deadlines for filing claims and providing notice of injuries. Missing these deadlines can permanently bar your right to benefits, regardless of how serious your injury or how clear your employer's responsibility.
Notice Requirements
You must provide notice of your injury to your employer within 30 days of the injury or within 30 days of when you knew or should have known the injury was work-related. For occupational diseases or injuries that develop gradually, the notice period begins when you become aware that your condition is related to your work.
Notice doesn't need to follow a specific format. Telling your supervisor about your injury, seeking medical treatment through company channels, or filing an accident report can all constitute notice. However, written notice is always preferable because it creates a clear record of when you notified your employer.
The 30-day notice requirement has exceptions. If your employer had actual knowledge of your injury, you may not need to provide formal notice. If extraordinary circumstances prevented you from giving notice, the Department of Labor may excuse the delay. However, don't rely on exceptions. Report your injury promptly to protect your rights.
Claim Filing Deadline
You must file your formal claim for benefits within one year of your injury or within one year of when you last received voluntary compensation payments from the carrier. This one-year statute of limitations is strict, and courts rarely excuse late filings.
For occupational diseases, you have two years from the date you become aware, or should be aware, that your disease is work-related to file the LS-203. This can be complex to determine, so don't wait if you suspect your health problems stem from your overseas work.
Exceptions and Special Circumstances
Limited exceptions to the statute of limitations exist for cases involving fraud, mental incapacity, or situations where the insurance carrier misled you about your rights. These exceptions apply rarely, and you bear the burden of proving why the exception should apply.
For workers who die from their injuries, the one-year filing period for death benefits begins when the death occurs, not when the original injury happened. Survivors must file within one year of the worker's death to preserve their right to death benefits.
Protecting Your Rights
The safest approach is to report your injury immediately and file your claim as soon as possible. Even if you're still receiving medical treatment and don't know the full extent of your injuries, filing your claim starts the process and protects your rights. You can always amend your claim later as your condition develops.
If you're approaching the one-year deadline or have already missed it, consult with an attorney immediately. In some cases, legal arguments can extend the deadline or excuse late filing. But these situations are fact-specific, and you need legal advice quickly.
Don't let insurance adjusters mislead you about deadlines. Carriers sometimes tell injured workers to wait to file their claims or assure them that deadlines don't apply. Get independent legal advice about your filing obligations rather than trusting what the insurance company tells you.

Benefits Available to Marylandns Under the Defense Base Act
DBA benefits include lifetime medical coverage, wage replacement at two-thirds of your salary, vocational rehabilitation services, and death benefits for surviving family members. These federal benefits protect injured contractors and their dependents regardless of where the injury occurred overseas.
Medical Benefits
The DBA requires insurance carriers to provide all reasonable and necessary medical treatment for work-related injuries. This includes immediate emergency care, ongoing treatment from doctors and specialists, hospital care and surgery, prescription medications, physical therapy and rehabilitation, medical equipment and supplies, home health care when needed, and travel expenses to medical appointments.
Medical benefits continue for as long as treatment is reasonably necessary. For serious injuries, this can mean lifetime medical coverage. The carrier can't cut off your medical benefits simply because you've reached maximum medical improvement or returned to work. If you need ongoing care to maintain your condition or prevent deterioration, the carrier must continue providing it.
You have the right to choose your treating physician, though insurance carriers often try to direct you to company doctors. If your doctor recommends treatment and the carrier refuses to authorize it, you can challenge the denial. An attorney can help you obtain the medical care you need while fighting the insurance company's attempts to limit your treatment.
Wage Replacement Benefits
The DBA provides compensation for lost wages when injuries prevent you from working. The amount you receive depends on your Average Weekly Wage (AWW) at the time of injury and the extent of your disability. Benefits are calculated using the LHWCA compensation schedule, which sets rates for different types and degrees of disability.
Temporary total disability benefits apply when you can't work at all during your recovery. These benefits equal two-thirds of your AWW, subject to maximum and minimum rates set by federal law. You receive these payments until you can return to work or until your condition becomes permanent.
Permanent total disability benefits continue for life when injuries leave you unable to perform any gainful employment. The payment rate remains two-thirds of your AWW. Permanent total disability determinations consider not just your medical condition but also your age, education, work experience, and ability to find any type of work.
Temporary partial disability benefits apply when you can work but earn less than your pre-injury wages due to your restrictions. You receive two-thirds of the difference between your pre-injury AWW and your current earning capacity.
Permanent partial disability benefits compensate for lasting impairments that don't completely prevent you from working. The DBA includes a schedule of benefits for specific losses like loss of limbs, vision, or hearing. For other permanent impairments, benefits are calculated based on your reduced earning capacity.
Vocational Rehabilitation
When your injuries prevent you from returning to your previous work but you retain some work capacity, you may be entitled to vocational rehabilitation services. Vocational rehabilitation is coordinated through OWCP and services are provided at no cost to the worker. The employer or carrier must cooperate and continue paying any owed compensation.
Vocational rehabilitation can include job training, education programs, job placement assistance, and adaptive equipment or accommodations. These services help you develop new skills and find employment that accommodates your restrictions.
Disfigurement Benefits
Serious scars, burns, or other disfigurement to the face, head, or neck can result in additional compensation under the DBA. These benefits compensate for the cosmetic impact and any social or economic disadvantages resulting from visible disfigurement.
Disability Benefits Under the Defense Base Act
Disability benefits under the Defense Base Act fall into four main categories, each with different eligibility requirements and payment calculations. Properly applying these categories helps you determine what benefits you should receive.
Temporary total disability applies when your injury completely prevents you from working during your recovery period. You receive two-thirds of your Average Weekly Wage, subject to federal maximum and minimum rates that adjust annually. These benefits continue until you can return to work, reach maximum medical improvement, or your condition becomes permanent.
Permanent total disability provides lifetime benefits when your injuries permanently prevent all gainful employment. The standard is whether you can perform any work, not just your previous job. Factors include your medical restrictions, age, education, transferable skills, and realistic employment opportunities. You receive two-thirds of your AWW for life.
Temporary partial disability compensates workers who can perform some work but earn less due to injury-related restrictions. You receive two-thirds of the difference between your pre-injury wages and your current earnings. These benefits continue until your condition stabilizes or you recover your full earning capacity.
Permanent partial disability benefits apply when you have lasting impairment but retain some work capacity. The LHWCA includes a schedule specifying benefits for certain losses. Loss of an arm results in 312 weeks of compensation at two-thirds of your AWW. Loss of a leg provides 288 weeks. Loss of a hand, foot, eye, or hearing in one ear each has specific benefit periods.
For permanent impairments not listed in the schedule, benefits are calculated based on your loss of earning capacity. Medical evidence and vocational assessments help determine what percentage of your earning ability you've lost. You then receive two-thirds of that loss, calculated against your AWW, for the duration of the impairment.
Death Benefits
When contractors die from work-related injuries or illnesses, the Defense Base Act provides death benefits to surviving spouses, children, and other dependents. These benefits help families cope with the financial impact of losing their loved one.
Surviving spouses receive 50 percent of the deceased worker's AWW for life or until remarriage. Upon remarriage, the spouse receives a lump sum payment equal to two years of benefits. If the surviving spouse was partially dependent on the worker, benefits are proportional to the degree of dependency.
Children receive benefits until age 18, or until age 23 if enrolled in school full-time. Each child receives one-sixth of the worker's AWW, with a family maximum of two-thirds of the AWW. Children who are incapable of self-support due to disability can receive benefits for life.
Other dependents who relied on the deceased worker for financial support may also qualify for benefits. This can include elderly parents, siblings, or other relatives who were receiving regular support. The amount depends on the degree of dependency.
Burial expenses up to $3,000 are available to help families with funeral costs. The insurance carrier must pay these expenses in addition to ongoing death benefits.
Death benefit claims must be filed within one year of the worker's death. Surviving family members should consult with an attorney immediately to ensure they file timely claims and receive all benefits they're entitled to under the DBA.
Contact Our Maryland Defense Base Act Law Firm Today for Help
If you've been injured while working overseas as a contractor, don't wait to get legal help. Grossman Attorneys offers free consultations to injured contractors throughout Maryland. DBA and LHWCA attorney fees must be approved by the DOL or ALJ. If you prevail on contested issues, the employer or carrier pays approved fees. Otherwise, fees may be assessed against compensation with approval. We don't charge up-front fees.
Time matters in DBA claims. Strict filing deadlines can bar your claim if you wait too long. Insurance carriers start working to deny or minimize your claim from day one.
Call us today to schedule your free consultation. We're ready to fight for your rights and hold insurance carriers accountable for providing the compensation you deserve under federal law.
*If you hire Grossman Attorneys for your DBA case, you pay no attorney fees for our service. When we win your claim, the employer or its insurer typically pays a DOL-approved attorney’s fee and any case expenses we advanced are reimbursed from the recovery. If we don't win, you pay nothing.



